5 Things to Consider When Deciding to Have a Baby

Updated on March 22, 2022

Bringing life into the world is a rewarding experience. But there’s also a lot you may not have considered. Your life will change for the better, but there are also several things to consider when deciding if parenthood is right for you.

  1. Your Community

Not everyone has a solid support system when they have a child. When you’re in the position to decide whether or not you want to have a baby, you should think about how you can strengthen your personal support system.

Every mom needs a village and it doesn’t necessarily mean just your family. This could also include people such as your friends, doctors, connections through mom groups, your religious circles, lactation specialists, or anyone else who provides support for both you and your child.

  1. Finances

People who dream about having children will first need to think about the financial obligation that comes along with bringing life into the world. According to a report by Expenditures on Children by Families, the average cost of raising a child in the United States through the age of seventeen is around $233,610.

While you’ll be responsible for the next eighteen years of their life, you also have to consider your financial situation when they’re born. Insurance should cover a good chunk of a hospital birth, but you will still be responsible for a portion of the bill.

Plus you have to make sure you have diapers, wipes, a crib, a stroller, a carseat, along with many other necessary items. You want to make sure that you’re financially able to pay for your regular bills, along with the additional cost of caring for your child.

  1. Your Living Situation

Everyone’s living situation is different. You may currently be living in a one-bedroom apartment or a three-bedroom house. You’ll want to think about what it means to have enough space to provide adequate accommodations for a baby.

Will you need to upgrade to a two-bedroom? Do you have another area you can use as a nursery? Is your current home far away from a good school system, daycare, or support system?

These factors could all play a role in moving before the baby arrives. It’ll be much easier to move when you don’t have a child needing twenty-four-hour care.

  1. Mom’s Health

Having a child is more than just about what the outside of your life looks like. It’s also about what’s happening within. The mom will need to assess their health to reduce risks of pregnancy loss and provide a healthy home for the baby to grow.

Some ways to start repositioning your health is by making lifestyle changes including:

  • Quit smoking, drinking, or any other damaging habits.
  • Regular moderate exercise.
  • Adopt healthy eating habits.
  • Start taking prenatal vitamins before having a baby.
  • Manage stress levels.
  • Maintain a healthy weight.
  • Talk to your doctor about your current medications and how they could impact a pregnancy.
  1. Think Longterm

It’s obvious that having a child is a lifelong commitment. But many times, people forget about the long-term obligations that come with raising children.

For instance, you may want to consider starting a college fund for your child once they’re born. Or perhaps you’ll need to set up the necessary medical insurance for your child.

Most importantly, if you haven’t created a will, you’ll want to ensure this becomes the main priority along with setting up a life insurance policy. This is to make sure that you have the necessary financial and guardianship arrangements on the off chance something happens to either parent. 


Becoming a parent is filled with beautiful moments of holding your baby while they drift off to sleep or seeing them walk for the very first time. But aside from these moments, there are also a lot of other factors to consider when deciding to become a parent

Have your finances and living situation in order. Work on building your support system. And most importantly, think long-term about your health and the well-being of your child by making the necessary preparations in case of an emergency.

The Editorial Team at Healthcare Business Today is made up of skilled healthcare writers and experts, led by our managing editor, Daniel Casciato, who has over 25 years of experience in healthcare writing. Since 1998, we have produced compelling and informative content for numerous publications, establishing ourselves as a trusted resource for health and wellness information. We offer readers access to fresh health, medicine, science, and technology developments and the latest in patient news, emphasizing how these developments affect our lives.