While most people know about Medicare, the majority aren’t familiar with Medicare advantage plans. If you are someone who is interested in obtaining medical coverage that’s similar to standard health insurance, then an advantage plan might be for you. If you only have standard Medicare, you’d be surprised to learn how many benefits come with an advantage plan.
Take a look at some of the benefits of Medicare advantage plans below:
Unfortunately, traditional Medicare only covers standard medical expenses. It excludes coverage like vision, dental, and hearing. However, with a Medicare advantage plan, you have the option to choose a policy that includes these coverages.
Prescription Drug Coverage
For individuals with basic Medicare, you have to sign up for a separate plan (Medicare Part D) in order to get prescription drug coverage.
Thankfully, one of the benefits of Medicare advantage plans is that they often include prescriptions. They come standard with the majority of policies, so you don’t have to worry about paying extra for drug coverage.
One of the easiest ways to stay happy and healthy is to exercise. Some Medicare advantage plans offer gym memberships through Silver Sneakers for free. That way, you can work out without the added expense of a fitness membership.
All in One Coverage
One of the greatest benefits of Medicare advantage plans is that they are “all in one”. Many of the benefits listed above come on one policy.
That’s right. You could get a plan that has everything you need without worrying about separate costs or policies.
The Same Medicare Cost and Coverage
Just because a Medicare advantage plan isn’t the exact same as traditional Medicare, it still follows Medicare guidelines. For instance, an advantage policy provides the same benefits as Medicare parts A and B.
Not only that, but these plans are prohibited from charging more than standard Medicare. For services like dialysis, chemotherapy, and skilled nursing facilities, an advantage plan charges the same as original medicare.
Traditional Medicare will not cover you outside of the United States. However, some Medicare advantage plans will. This is great for seniors who love to travel or have family members that live outside of America.
If you’re interested in finding a Medicare advantage plan, visit medicarewire.com.
The Benefits of Medicare Advantage Plans: The Best Coverage
As you can see, the benefits of Medicare advantage plans are awesome. They extend far beyond traditional Medicare and are a great option for individuals who need extensive medical coverage. Getting an advantage plan is the best way to ensure that you are getting the most out of your health coverage.
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The Editorial Team at Healthcare Business Today is made up of skilled healthcare writers and experts, led by our managing editor, Daniel Casciato, who has over 25 years of experience in healthcare writing. Since 1998, we have produced compelling and informative content for numerous publications, establishing ourselves as a trusted resource for health and wellness information. We offer readers access to fresh health, medicine, science, and technology developments and the latest in patient news, emphasizing how these developments affect our lives.