Running a GP surgery can be one of the most rewarding jobs around, but it can also be incredibly chaotic. When you’re busy with the day-to-day operations, treating hundreds of patients a day, it’s easy to forget about the risks your surgery may face – from equipment breakdown to building repairs and damage to vaccines.
Choosing the right protection is therefore essential to ensure you’re covered. The last thing you need is to end up having to pay out substantial amounts of money on things your insurance may not cover.
We explore the importance of care insurance for your practice and what types of cover could be available to you.
What is surgery insurance?
Surgery insurance covers a range of risks to suit a variety of medical organizations. Designed specifically with surgeries, clinics and healthcare offices in mind, surgery insurance packages include different types of cover to protect you against unforeseen events that could leave you exposed to legal claims.
What types of surgeries can be insured?
Insurance can cover a range of different medical practices, including:
- GP surgeries
- Osteopaths
- Dentists
- Veterinary practices
- Physiotherapists
- Chiropractors
- Psychiatrists
What types of cover can be included?
There are many different types of cover needed to insure your practice against a variety of potential risks. This can range from protecting you, your employees and your patients to the contents of your building and specialist medical equipment. Types of cover often included in surgery insurance include:
- Buildings and contents cover
- Public liability insurance
- Employers’ liability insurance
- Business interruption insurance
- Specialist equipment cover
- Commercial legal protection
- Cyber and data insurance
- Medical malpractice cover
If you’re unsure of which aspects are necessary for your practice, contact a specialist commercial insurance group that can use their expertise and years of experience to guide you.
Why is insurance important?
Not only does insurance cover your practice against unforeseen circumstances, but you can also rest easy knowing that yourself, your employees and your patients will also be covered should anything go wrong.
Alongside this, insurance can protect you against any unwanted claims or lawsuits that may arise unexpectedly.
As long as you are properly covered by the relevant insurance, you shouldn’t have to worry about big payouts from your own pocket.
