The Financial Struggle of Mesothelioma

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If you have ever been exposed to asbestos, there is a chance that you have or will have mesothelioma. While the struggle of the physical aspect of it is extremely difficult, there are some other challenges to face. 

Those challenges are often those of money. While that is not always your first concern, it is certain to become one. You will be unlikely to be able to work in the same way, and you may have to pay for treatments, which can become very expensive. 

Cost of Mesothelioma

the cost of treatment for mesothelioma can and will vary from patient to patient, hospital, and procedures required. However, a report published in 2019 from NCBI stated that the mean cost of hospitalization alone was around $24,000 in 2014. That cost is probably significantly higher now. Unfortunately, the majority of that cost has to be recovered, usually from the patient, or their family, especially in the US. 

In countries that have medical coverage, you probably don’t have to worry about the cost of the treatment. However, that does not take away the cost of losing your job, paying for rent/mortgage, bills, etc. Furthermore, the most unfortunate aspect of it is the horrendous prognosis of mesothelioma. That leads to the question of how the family will cope after. 

What to Do?

While you, or someone you know, are probably not in a very good state to think about money, it is certainly something that you should think about. 

The first thing that you should do is work out a money plan. If you still have a salary, then you can start to save as much as you can. Remember to talk to your energy suppliers, mortgage providers, bank, etc. to see what they can do to help you. 

After you have a plan, however hard it may seem, you need to try and stick to it. The next step in the puzzle is to look at gaining some compensation. There are various factors that determine whether you are eligible for compensation. Furthermore, those same criteria are what decides on the amount of money that you may receive. For example, were you exposed to asbestos? How long were you exposed to it? Did the employer do everything in there power to stop the exposure? Etc. 

Conclusion

Mesothelioma is a very difficult struggle in more ways that one. While there are many ways in which you will find difficulty, money should not be one of them. As soon as you, or someone you know, has had a diagnosis of mesothelioma, you should try to sort out the financial situation as soon as you can. The reason for that is simple; there are enough worries that you need to deal with, and money should not be one of them. 

Ensuring that you have plans in place, and the compensation that you and your family deserve can be a tremendous weight lifted off your shoulders. It may not feel like it when you have the news, but the struggle with no money problems is going to be much less challenging than if you did have them. 

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